{"id":1423,"date":"2022-12-07T16:47:11","date_gmt":"2022-12-07T21:47:11","guid":{"rendered":"https:\/\/idehpucp.pucp.edu.pe\/revista-memoria\/la-salud-peruana-despues-de-la-pandemia\/"},"modified":"2025-04-23T16:58:54","modified_gmt":"2025-04-23T21:58:54","slug":"la-salud-peruana-despues-de-la-pandemia","status":"publish","type":"post","link":"https:\/\/idehpucp.pucp.edu.pe\/revista-memoria\/la-salud-peruana-despues-de-la-pandemia\/","title":{"rendered":"La salud peruana despu\u00e9s de la pandemia"},"content":{"rendered":"\n

Falta de camas UCI, deficiencias en el abastecimiento de ox\u00edgeno, negligencias y desidia, r\u00e9cord de muertes por mill\u00f3n, abusos de seguros y cl\u00ednicas particulares\u2026.. el COVID-19 no solo evidenci\u00f3 la precariedad del sistema de salud p\u00fablica, sino las contradicciones del sistema privado. Se han hecho esfuerzos importantes, pero no son garant\u00eda de resistencia ante un pr\u00f3ximo drama como la reciente pandemia. Esta es la historia.<\/em><\/p>\n\n\n\n

 <\/p>\n\n\n\n

La pandemia del COVID-19 ser\u00e1 una huella imborrable en la historia de la humanidad. El Per\u00fa no solo no ser\u00e1 la excepci\u00f3n, sino que ya destaca por tener el r\u00e9cord mundial de muertos por mill\u00f3n. De acuerdo a cifras oficiales, nuestro pa\u00eds registr\u00f3 m\u00e1s de 217 mil fallecimientos, n\u00famero que, en solo dos a\u00f1os, supera las 69 mil 280 v\u00edctimas del Conflicto Armado Interno (1980-2000)[1]<\/sup><\/a> y las 14 mil de la Guerra del Pac\u00edfico (1879-1883), nuestras m\u00e1s grandes desgracias nacionales.<\/p>\n\n\n\n

Adem\u00e1s de la cantidad de muertes, los peruanos y las peruanas sufrimos la falta de camas de unidades de cuidados intensivos y de abastecimiento de ox\u00edgeno, lo que evidenci\u00f3 la precariedad del sistema de salud p\u00fablico en nuestro pa\u00eds. Al mismo tiempo, el sistema privado, que en el ideario de muchos ofrec\u00eda mejores alternativas, se desprestigi\u00f3 debido a cobros excesivos de tarifas por atenci\u00f3n COVID-19 que llegaban a cientos de miles de soles y seguros que no se activaron a tiempo.<\/p>\n\n\n\n

\u00bfPor qu\u00e9 se desataron todos estos males en el Per\u00fa? Exfuncionarios y especialistas en salud p\u00fablica nos explican algunas de las razones por las que nuestro sistema sanitario fue desbordado por la pandemia del COVID-19. Tambi\u00e9n, nos cuentan algunas de las acciones que se realizaron y plantean algunas soluciones para que otra pandemia no nos agarre desprevenidos.<\/p>\n\n\n\n

El sistema p\u00fablico: un caso de desidia y negligencia<\/strong><\/p>\n\n\n\n

De acuerdo al \u00faltimo censo realizado en 2017 por el Instituto Nacional de Estad\u00edstica e Inform\u00e1tica (INEI), m\u00e1s de 20 millones de peruanos est\u00e1n afiliados a alg\u00fan seguro del sistema p\u00fablico. Un total de 13 039 920 ciudadanos pertenecen al Sistema Integral de Salud (SIS), mientras que otros 7 299 949 forman parte del Seguro Social de Salud (EsSalud). En contraparte, 7 208 221 peruanos no cuentan con ning\u00fan seguro, ni siquiera del sector privado, lo que representa casi un 25% de la poblaci\u00f3n.<\/p>\n\n\n\n

En ese contexto, el sistema p\u00fablico present\u00f3 varias precariedades. Los hospitales p\u00fablicos colapsaron y no pudieron atender a los afiliados al SIS ni a los que no contaban con seguro alguno. Lo mismo pas\u00f3 en EsSalud, el Hospital Angamos Su\u00e1rez de Miraflores tuvo un caso en el que no solo no atendieron a una afiliada que luego falleci\u00f3, sino que confundieron su cuerpo al momento de ser entregado para su entierro.<\/p>\n\n\n

\n

\u00abUna de las razones por las que la respuesta del sistema tuvo tantas carencias es que, en los \u00faltimos veinte a\u00f1os, se privilegi\u00f3 el sistema privado y se dej\u00f3 que el sistema p\u00fablico se caiga\u00bb.<\/p>\n <\/blockquote>\n \n\n\n

El comunicador Eduardo Rodr\u00edguez cuenta que su suegra, Gloria Elizabeth C\u00f3rdova Huam\u00e1n, fue conducida a este hospital por presentar presuntos s\u00edntomas de COVID-19 y que el m\u00e9dico que la recibi\u00f3 indic\u00f3 que estaba en una etapa \u201ctemprana\u201d y que pod\u00eda llevarla a casa. D\u00edas despu\u00e9s, la se\u00f1ora Gloria se desvaneci\u00f3 y tuvo que ser llevada al mismo nosocomio, donde falleci\u00f3. Tras ser enviada a la morgue del hospital, el lunes 26 de mayo de 2020, la familia hizo los tr\u00e1mites con la funeraria para recoger el cuerpo. Sin embargo, la funeraria explic\u00f3 que no encontraron a nadie con el nombre de C\u00f3rdova Huam\u00e1n. sino a otra persona con el mismo apellido materno. Ante el sorprendente hecho, Rodr\u00edguez indic\u00f3 que har\u00edan la denuncia a la polic\u00eda e, incluso, acudieron medios de comunicaci\u00f3n al hospital, tras lo cual, los funcionarios del hospital se movilizaron para atender el espinoso asunto. Rodr\u00edguez menciona que, por casualidad, la pareja de su cu\u00f1ado identific\u00f3 a quien hab\u00edan confundido  con su suegra; era su mam\u00e1 y afirm\u00f3 que ya hab\u00edan enterrado a otra persona, por lo que tambi\u00e9n manifiesta su intenci\u00f3n de hacer una denuncia. El caso se volvi\u00f3 viral en las redes sociales y hasta apareci\u00f3 en medios de comunicaci\u00f3n.<\/p>\n\n\n\n

Tras diversas gestiones, el mi\u00e9rcoles 28 fueron al camposanto de Huachipa para hacer la exhumaci\u00f3n de C\u00f3rdova Huam\u00e1n, a quien pudieron llevar y dar definitiva sepultura. Rodr\u00edguez tambi\u00e9n refiere que a su suegra nunca se le realizaron pruebas de COVID-19, pese a que era algo necesario para brindar un tratamiento.<\/p>\n\n\n\n

Las razones de la precariedad<\/strong><\/p>\n\n\n\n

El caso de C\u00f3rdova Huam\u00e1n es uno de tantos que exhibe la precariedad y falta de atenci\u00f3n oportuna del sistema de salud p\u00fablico. Sergio Recuenco, m\u00e9dico epidemi\u00f3logo y especialista en Salud P\u00fablica, afirm\u00f3 que una de las razones por las que la respuesta del sistema tuvo tantas carencias es que, en los \u00faltimos veinte a\u00f1os, se privilegi\u00f3 el sistema privado y se dej\u00f3 que el sistema p\u00fablico se caiga.<\/p>\n\n\n\n

\u201cSi ya un a\u00f1o antes de la pandemia hab\u00eda quejas de los ba\u00f1os y del acceso, durante la pandemia fue un desastre\u201d, sostuvo Recuenco, quien afirm\u00f3 que esto se debe a que los gobiernos de los \u00faltimos a\u00f1os han basado sus decisiones en aspectos pol\u00edticos y la prioridad de la econom\u00eda, antes que en los intereses de los ciudadanos.<\/p>\n\n\n\n

Por su parte, Alexandro Saco, exdirector de Promoci\u00f3n de la Salud del Ministerio de Salud (Minsa), afirm\u00f3 que \u201cal inicio nadie sab\u00eda bien qu\u00e9 hacer y hubo todo un desconcierto\u201d porque \u201cel COVID-19 vino con una fuerza inesperada y la gente empez\u00f3 a morirse\u201d. Sin embargo, \u201cfuimos aprendiendo sobre la marcha y trabajamos en base a las demandas de la poblaci\u00f3n\u201d.<\/p>\n\n\n\n

\"\"
Fuente: Diario Gesti\u00f3n<\/figcaption><\/figure>\n\n\n\n

Saco refiri\u00f3 que, aunque la exministra Elizabeth Hinostroza emiti\u00f3 una resoluci\u00f3n \u00abque cerraba el primer nivel de atenci\u00f3n, y que solo se iban a atender casos sintom\u00e1ticos respiratorios\u00bb, cont\u00f3 que en mao se empez\u00f3 a trabajar co centros de salud de primer nivel, apoyando con el tema del ox\u00edgeno\u00bb. Pese a que, luego, se arm\u00f3 una estrategia territorial de manera organizada, \u201cla fuerza de la segunda ola fue peor que la primera, y sin vacunas se llev\u00f3 m\u00e1s gente\u201d.<\/p>\n\n\n\n

A pesar de estos golpes iniciales, Saco destaca que en muchos lugares de Lima \u201chab\u00eda organizaciones que se pon\u00edan a nuestra disposici\u00f3n\u201d. Desde la direcci\u00f3n que encabezaba, se impuls\u00f3 que los municipios pudieran controlar los mercados, que en su momento fueron focos de contagios. En las regiones, Cajamarca tambi\u00e9n destac\u00f3 por el tema comunitario, no s\u00f3lo a partir de la acci\u00f3n del Gobierno Regional, sino de los municipios que implementaron centros de oxigenaci\u00f3n temporal. Pese a que el Minsa demor\u00f3 un a\u00f1o en sacar una norma al respecto, \u201csolo en Lima ya hab\u00eda 100 centros de oxigenaci\u00f3n, como en Puente Piedra y Los Olivos\u201d.<\/p>\n\n\n\n

Al mismo tiempo, record\u00f3 que se dispuso abrir plazas llamadas CAS-COVID y equipos de respuesta r\u00e1pida para atender emergencias. Se tom\u00f3 esta medida debido a que 40% del personal no cumpl\u00eda con condiciones para esta atenci\u00f3n, por ser terceros, y otros no quer\u00edan regresar a la presencialidad por temor al contagio. Con esos recursos, \u201cEsSalud se tuvo que abrir a atender a pacientes que no estaban asegurados\u201d.<\/p>\n\n\n\n

Las razones del r\u00e9cord mundial<\/strong><\/p>\n\n\n\n

En cuanto a la cifra de 217 mil muertos, Recuenco sostiene que se debe considerar que el Per\u00fa cuenta con una mega ciudad, Lima, que supera largamente los 5 millones de habitantes, por lo que tiene una gran congesti\u00f3n de personas y la posibilidad de transmisi\u00f3n es mayor. Agreg\u00f3, tambi\u00e9n, que en el pa\u00eds tenemos una conducta desordenada e informal, desapegada a la normas de salud p\u00fablica y m\u00e1s cercana al inter\u00e9s individual. Argument\u00f3 que esto se debe a que, en los \u00faltimos diez a\u00f1os, se redujo la inversi\u00f3n en prevenci\u00f3n en salud y que, por ello, hemos tenido problemas con epidemias recientes, como las del s\u00edndrome de Guillain-Barr\u00e9 y el dengue, tambi\u00e9n con picos altos de mortalidad.<\/p>\n\n\n\n

\"\"
Fuente: Limay.pe. Sergio Recuenco, m\u00e9dico epidemi\u00f3logo: \u00abEn los \u00faltimos veinte a\u00f1os se privilegi\u00f3 el sistema privado y se dej\u00f3 que el sistema p\u00fablico se caiga\u00bb.<\/figcaption><\/figure>\n\n\n\n

Otra raz\u00f3n que Recuenco comparte es la falta de saneamiento que existe en el Per\u00fa, a lo que se a\u00f1ade la ausencia de campa\u00f1as como la de lavado de manos, que se implement\u00f3 reci\u00e9n cuando la pandemia estaba declarada. Tambi\u00e9n cuestion\u00f3 que solo se haya inspeccionado barcos chinos que llegaron en febrero y marzo de 2020 y no la llegada de gente proveniente de Europa y de otros lugares hasta d\u00edas despu\u00e9s cuando \u201centraba por todos lados\u201d.<\/p>\n\n\n\n

Por su parte, si bien Saco reconoce que las carencias que ten\u00edamos influyeron en la cifra de muertos, afirm\u00f3 que conocer esta cifra fue posible gracias a que hubo una decisi\u00f3n pol\u00edtica de las autoridades de sincerar las cifras, con una pol\u00edtica de datos abiertos \u201cque no se ha visto en otros pa\u00edses de la regi\u00f3n\u201d.<\/p>\n\n\n\n

Tambi\u00e9n destac\u00f3 la decisi\u00f3n de abrir la Villa Panamericana para atender la recuperaci\u00f3n de miles de pacientes y que se hayan destinado recursos econ\u00f3micos con los que se abrieron otras villas en varios lugares del pa\u00eds.<\/p>\n\n\n\n

El sistema privado<\/strong><\/p>\n\n\n\n

Desde hace tres d\u00e9cadas, la idea de que lo privado es mejor que lo p\u00fablico ha sido predominante en el imaginario colectivo peruano. La experiencia del primer gobierno de Alan Garc\u00eda (1985-1990), en el que el Estado colaps\u00f3 y sus servicios fueron vistos como ineficientes y corruptos, ciment\u00f3 la idea. El discurso de privatizaci\u00f3n de diversos servicios fue visto como la soluci\u00f3n. La venta de la Compa\u00f1\u00eda Peruana de Tel\u00e9fonos (CPT) a la espa\u00f1ola Telef\u00f3nica (hoy Movistar) fue el gran emblema de este discurso. Con la CPT, tramitar un servicio telef\u00f3nico tomaba al menos seis meses. Quien no ten\u00eda tel\u00e9fono en casa, deb\u00eda prestarse del vecino o comprar un \u201crin\u201d para hablar desde una cabina p\u00fablica. Con Telef\u00f3nica, se instalaron tel\u00e9fonos fijos en dos d\u00edas, ahora todos los vecinos ten\u00edan tel\u00e9fono en casa. La modernidad hab\u00eda llegado; la privatizaci\u00f3n lo hizo posible.<\/p>\n\n\n\n

Este es un ejemplo de c\u00f3mo se reforz\u00f3 el imaginario de los servicios privados como superiores a los del Estado. Si eso pasaba con los tel\u00e9fonos, necesarios para la comunicaci\u00f3n, lo mismo deb\u00eda pasar con servicios esenciales como la educaci\u00f3n y la salud, que muchos peruanos consideran de mala calidad.<\/p>\n\n\n

\n

\u00abEn marzo de 2022, la Superintendencia Nacional de Salud (Susalud) inform\u00f3 que, desde el inicio de la pandemia hasta la fecha citada, hab\u00eda recibido un total de 11 771 denuncias por vulneraci\u00f3n de derechos de salud\u00bb.<\/p>\n <\/blockquote>\n \n\n\n

Al respecto, Recuenco recuerda que \u201cla ineficiencia del sector p\u00fablico en los a\u00f1os 80 y 90\u201d influy\u00f3 en ese imaginario. Tambi\u00e9n indic\u00f3 que el sector privado puede invertir m\u00e1s r\u00e1pido y las personas que est\u00e1n afiliadas a ese sistema pueden atenderse de igual forma; pero eso demuestra que solo es para quienes tienen m\u00e1s recursos. De acuerdo al citado censo del 2017 realizado por el INEI, 1 513 009 peruanos est\u00e1n afiliados a seguros privados, lo que representa solo un 7% de la poblaci\u00f3n.<\/p>\n\n\n\n

Empero, si bien los servicios privados de salud y otros pueden hacer gala de su eficiencia, tambi\u00e9n se produjeron denuncias por cobros abusivos de tratamientos y medicinas, adem\u00e1s de algunas malas pr\u00e1cticas. Durante la pandemia, como muchas cosas, esto tambi\u00e9n qued\u00f3 en evidencia.<\/p>\n\n\n\n

Denuncias y sanciones<\/strong><\/p>\n\n\n\n

En marzo de 2022, la Superintendencia Nacional de Salud (Susalud) inform\u00f3 que, desde el inicio de la pandemia hasta la fecha citada, hab\u00eda recibido un total de 11 771 denuncias por vulneraci\u00f3n de derechos de salud debido a que, pese a que los seguros deb\u00edan cubrir sus gastos por atenci\u00f3n m\u00e9dica contra el COVID-19, los pacientes tuvieron que hacer varios pagos adicionales. De estas denuncias, 9 422 estaban relacionadas con falta de cobertura de los seguros, 1 068 con cobros excesivos y 770 por falta de acceso al intercambio prestacional, lo que equivale a que un afiliado fue atendido en un establecimiento de salud distinto a su seguro y que este no accedi\u00f3 a cubrirlo, por lo que el paciente tuvo que pagar.<\/p>\n\n\n\n

Susalud refiri\u00f3 que el 95,7% de estas denuncias se ha resuelto con acciones de intermediaci\u00f3n con los actores, lo que devino en que se atendieron las necesidades de los usuarios. El resto de casos est\u00e1n en investigaci\u00f3n, evalu\u00e1ndose los presuntos derechos vulnerados. En caso de encontrarse una infracci\u00f3n, esta puede ser sancionada con una multa de hasta 100 unidades impositivas tributarias (UIT), lo que equivale a S\/. 460 000 soles.<\/p>\n\n\n\n

Un caso emblem\u00e1tico ha sido la sanci\u00f3n impuesta por el Instituto Nacional de Defensa de la Competencia y de la Protecci\u00f3n de la Propiedad Intelectual (Indecopi) a la aseguradora Mapfre, debido a que deneg\u00f3 la cobertura, de manera injustificada, a tres afiliados que fallecieron por causa del COVID-19, bajo el argumento de que la causa de la muerte, una enfermedad declarada como \u201cepidemia\u201d, no estaba contemplada en la p\u00f3liza de seguro.<\/p>\n\n\n\n

El 7 de noviembre pasado, la Sala Especializada en Protecci\u00f3n al Consumidor del Tribunal de Indecopi le impuso a Mapfre, en \u00faltima instancia, una multa de 40,97 UIT, que equivale a S\/ 188 462; y deber\u00e1 activar el seguro de desgravamen a favor de los familiares de los fallecidos.<\/p>\n\n\n\n

En cuanto a problemas con pruebas para detectar COVID-19, en marzo del 2020, el entonces presidente de Susalud, Carlos Acosta Saal, dijo al portal Ojo P\u00fablico que investigaban a 123 cl\u00ednicas por cobrar por dichas pruebas, pese a que los resultados enviados por el Instituto Nacional de Salud (INS) eran gratuitos.<\/p>\n\n\n\n

Desencanto y pedidos de regulaci\u00f3n<\/strong><\/p>\n\n\n\n

Todas estas situaciones generaron un gran desencanto en la poblaci\u00f3n que se atend\u00eda en el sistema privado. Al respecto, Saco mencion\u00f3 que el sector privado de la salud \u201cha hecho lo que ha querido\u201d y que, si bien se pueden ordenar muchas cosas con una buena estrategia, ya que la Ley General de Salud faculta al Estado a tomar su control en casos como la pandemia, el problema es que este \u201cno puede consigo mismo\u201d. Para Saco, el problema no es el sector privado, sino que \u201clas deficiencias en el sector p\u00fablico hacen que aparezcan los privados, que no solo son grandes cl\u00ednicas y aseguradoras, sino locales peque\u00f1os\u201d.<\/p>\n\n\n\n

Por su parte, Recuenco afirma que \u201chemos tenido un juego en el que los privados \u2018colaboraban\u2019, pero al mismo tiempo aprovechaban al m\u00e1ximo para hacer ganancia\u201d. Sostuvo que, de parte del Estado, hubo \u201cindiferencia\u201d ante ese aprovechamiento \u201cpara no entrar en conflicto con el empresariado\u201d. Cuestion\u00f3 que se haya privilegiado la apertura de casinos, espacios cerrados donde se pod\u00eda propagar el virus, antes que lugares abiertos como las playas. \u201cFue una combinaci\u00f3n de acciones que no ten\u00edan que ver con salud p\u00fablica, m\u00e1s la impericia de quienes las tomaron\u201d, agreg\u00f3.<\/p>\n\n\n\n

Recuenco tambi\u00e9n observ\u00f3 que un problema que influye en el mal funcionamiento del sistema p\u00fablico, es que hay m\u00e9dicos que trabajan en ambos. Refiri\u00f3 que, cuando atienden en sus consultorios privados, encargan sus guardias a m\u00e9dicos residentes o principiantes y cuando les toca estar en hospitales p\u00fablicos, no atienden bien a sus pacientes, \u201clo que contribuye al pensamiento de que lo privado es mejor\u201d. Aunque sostuvo que no se debe \u201csatanizar\u201d al sistema privado \u201cporque brindan una opci\u00f3n\u201d, afirm\u00f3 que debe haber una regulaci\u00f3n en sus servicios y tarifas, \u201cpues algunas son car\u00edsimas y eso es un privilegio para pocos\u201d.<\/p>\n\n\n\n

Qu\u00e9 hacer y qu\u00e9 nos espera<\/strong><\/p>\n\n\n\n

La pandemia oblig\u00f3 al Estado a invertir para tomar algunas medidas. Recuenco destaca que se ha incorporado, a la parte tecnol\u00f3gica, las consultas en l\u00ednea y la informatizaci\u00f3n del sistema. Se han instalado m\u00e1s camas UCI y m\u00e1s servicios al final de la segunda ola. Tambi\u00e9n mencion\u00f3 que hay mejores instalaciones y gente m\u00e1s preparada, en teor\u00eda, para atender pacientes de forma masiva y evitar colapsos hospitalarios.<\/p>\n\n\n\n

Sin embargo, Recuenco recuerda la respuesta ante la llamada \u201cviruela del mono\u201d, en cuyo ranking nos ubicamos en el segundo lugar de casos por mill\u00f3n de personas. \u201cEso muestra que a\u00fan estamos desorganizados\u201d, sostuvo. Por ello, el m\u00e9dico epidemi\u00f3logo sostiene que no se deben duplicar funciones, en referencia a la creaci\u00f3n de grupos como \u201cProspectiva\u201d para atender la pandemia, en vez de apoyarse en el Centro Nacional de Epidemiolog\u00eda, Prevenci\u00f3n y Control de Enfermedades del Minsa.<\/p>\n\n\n\n

Recuenco afirma que siempre se debe poner en primer lugar a la poblaci\u00f3n. Para ello, se debe priorizar la salud p\u00fablica, optimizar los sistemas existentes, aplicar las leyes que hay en Salud para estas situaciones y no crear nuevas, y promover una educaci\u00f3n integral para el ciudadano, en la que los ejes individual y social est\u00e9n equilibrados.<\/p>\n\n\n\n

Por su parte, Saco afirma que \u201cla ventana de oportunidad se ha desaprovechado\u201d, pues \u201csi bien el presupuesto ha crecido, no hay un norte ni prioridades\u201d. En su opini\u00f3n, se debe fortalecer la atenci\u00f3n de los 8 mil centros de atenci\u00f3n del primer nivel porque, gracias a ellos, \u201cla gente se mueve y eso hace que no se caiga del todo el sistema de salud\u201d. Para Saco, el cambio de la salud en el pa\u00eds se debe dar de abajo hacia arriba, pues, aunque coincide en que se debe dar la unificaci\u00f3n del Minsa y EsSalud, \u201cse necesita un gobierno con m\u00e1s respaldo pol\u00edtico\u201d. \u201cEso no quiere decir que no se pueda, pero ahora el camino es el territorio y las estrategias sanitarias\u201d, a\u00f1ade.<\/p>\n\n\n\n

No cabe duda que el Per\u00fa ha vivido una experiencia dolorosa con la pandemia del COVID-19. Se han ejecutado muchas acciones para paliar sus efectos y, de ello, han quedado lecciones. \u00bfSe habr\u00e1 aprendido de todo esto? Nuestras clases dirigentes y nuestra ciudadan\u00eda tienen la pelota en la cancha.<\/p>\n\n\n\n

[1]<\/sup><\/a> Informe de la Comisi\u00f3n de la Verdad y Reconciliaci\u00f3n.<\/p>\n","protected":false},"excerpt":{"rendered":"

Falta de camas UCI, deficiencias en el abastecimiento de ox\u00edgeno, negligencias y desidia, r\u00e9cord de muertes por mill\u00f3n, abusos de seguros y cl\u00ednicas particulares\u2026.. el COVID-19 no solo evidenci\u00f3 la precariedad del sistema de salud p\u00fablica, sino las contradicciones del sistema privado. Se han hecho esfuerzos importantes, pero no son garant\u00eda de resistencia ante un 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